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Tina Hughes, director of savings at Yorkshire Building Society, said: “The cost of Christmas, for many, is growing each year.
“Our Christmas regular saver encourages people to save money and help to spread the cost to avoid unnecessary expense or worse, debt.
“For those that don’t save money regularly, using the regular saver will give shoppers a healthy sum to draw on for Christmas next year without having to rely on credit.
“With an average spend of almost £500 last year, saving as little as £10 a week will easily cover the cost next year.