Low-income households have been informed that they could be eligible for special payments to assist with the cost of living this winter. Those finding it difficult to pay their bills are being encouraged to investigate what their local councils can offer from October onwards.

This is when the winter phase of the Household Support Fund (HSF) is anticipated to kick off, following the Government's confirmation of its extension. The scheme involves funds being allocated to local authorities, who then distribute them to those most in need.

These individuals will typically be experiencing 'financial hardship' and struggling to afford basic necessities such as food, gas, and electricity. While successful applicants are often on some form of benefits, this is not always a requirement.

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Over the coming weeks, local councils are expected to update their Household Support Fund pages on their websites. Residents are advised to monitor these for information on how and when to apply, reports Birmingham Live.

Applicants will generally need to demonstrate that they are experiencing financial hardship.

Payment amounts vary across the country. For instance, Birmingham City Council has been issuing payments of £200 this summer.

Labour has given assurances that the Household Support Fund (HSF) will continue through the winter season, quelling concerns that it might be axed alongside the Winter Fuel Payments that benefit millions of pensioners. The Government advises: "You may be able to get help with essential costs from your local council. This is sometimes known as 'the Household Support Fund'. This could help if you're struggling to afford things like:

• energy and water bills
• food
• essential items

"Your council may also offer food vouchers to families during the school holidays. Funding is aimed at anyone who's vulnerable or cannot pay for essentials. You do not have to be getting benefits to get help from your local council."